What are you thankful for?

By Axel Marcenaro
On November 16, 2018

This Thanksgiving season, I am sincerely thankful for all the challenges in my life. As I consistently come to face new hardships, I feel people often forget how important these experiences can be. The lessons learned are essential parts of growing up.

There have been many challenges, but one of the most satisfying to overcome is my lack of sense with money.

I come from a family with little resources and my mother has never been financially savvy. Naturally, as I have acquired money, I’ve always just spent it. This semester, I took it upon myself to learn how to manage my accounts.

I spent a lot of time watching online tutorials that covered saving for the future, budgeting and smart spending. I really wrestled with myself to kick old habits and, though the financial guru didn’t always win, I feel like I have improved exponentially.

After scholarships and rewards, I pay for my tuition with the money I earn each semester. I used to never map out where my cash should go. I would make broad estimations of how much I would earn and where it would come from. This usually led to me scrambling the last month to make up for the money I thought I would have and definitely didn’t.

This semester, I counted every paycheck ahead of time, measured the amount I needed to save, gave myself a set limit on spending money and even saved up for a trip with some friends. For a lot of people, this sounds like a basic process they’ve been doing for some time, but to me, it means the world. Having a little money in the bank at all times is a great feeling and I’m incredibly thankful for the newly formed discipline.

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